RECONCILIATION ENGINE — Terms of Service

Effective date: July 19, 2026

Last updated: July 19, 2026

These Terms of Service (“Terms”) govern access to and use of RECONCILIATION ENGINE, a private-use financial reconciliation and financial truth reconstruction application operated under the NEVERMORE brand (“NEVERMORE,” “we,” “us,” or “our”).

By accessing, connecting a QuickBooks Online company to, or otherwise using RECONCILIATION ENGINE (the “Service”), you agree to these Terms. If you do not agree, do not use the Service.

1. Current Service Status

RECONCILIATION ENGINE is currently a limited-access development and testing platform. It is not generally available to the public and may contain incomplete, experimental, or changing functionality.

We may modify, suspend, restrict, or discontinue any test feature at any time. Test access does not create a promise that any feature will become commercially available.

2. Purpose of the Service

The Service is designed to help authorized business users:

The Service may use automated systems, including artificial intelligence, to assist with classification, comparison, analysis, and explanation.

3. Eligibility and Authority

You may use the Service only if:

  1. you are at least 18 years old;
  2. you have authority to act for the business whose information you connect or upload;
  3. your use complies with applicable law and contractual obligations; and
  4. you provide accurate account and authorization information.

You may not connect, upload, or process information belonging to another person or business unless you are authorized to do so.

4. QuickBooks Online and Third-Party Services

The Service may connect to QuickBooks Online and other third-party platforms through application programming interfaces, OAuth authorization, file imports, or other approved methods.

Your use of a third-party service remains subject to that provider’s own terms and privacy policy. NEVERMORE does not control and is not responsible for the availability, security, accuracy, or conduct of third-party services.

QuickBooks and Intuit are trademarks of Intuit Inc. RECONCILIATION ENGINE is independently operated and is not endorsed or sponsored by Intuit unless expressly stated otherwise.

5. Account Connections and Permissions

When you connect QuickBooks Online or another supported service, you authorize RECONCILIATION ENGINE to access the data permitted by the scopes and permissions shown during authorization.

You may disconnect a connected account through the Service when that functionality is available or by revoking access through the applicable third-party provider.

When a QuickBooks Online connection is disconnected, the Service will initiate revocation of the applicable OAuth access and refresh tokens and will no longer use those credentials to retrieve new QuickBooks data.

6. User Responsibilities

You are responsible for:

You must not use the Service to:

7. Financial Information and Automated Output

The Service may identify patterns, discrepancies, risks, or proposed accounting treatments. These outputs are decision-support materials, not guarantees of correctness.

Automated output may be incomplete or incorrect because of missing records, incorrect source data, integration limitations, timing differences, configuration errors, or model limitations.

You must review material output against the underlying source evidence before taking action.

8. No Professional Advice

RECONCILIATION ENGINE is a software tool. It is not a certified public accountant, licensed accountant, tax preparer, attorney, financial adviser, lender, bankruptcy professional, or payroll professional.

Nothing produced by the Service constitutes legal, tax, accounting, audit, investment, lending, bankruptcy, or other licensed professional advice.

The Service may prepare records, analyses, schedules, proposed corrections, or evidence packages for review by you or a qualified professional. You remain responsible for obtaining professional advice when required.

9. External Actions and Approval

Unless expressly enabled and authorized, the Service operates as an analysis and proposal environment and does not independently submit tax filings, legal filings, loan applications, payments, payroll, or other regulated or externally consequential actions.

Any feature that creates, changes, or posts information in an external accounting system must be used only by an authorized user and is subject to the applicable review and approval controls.

You are responsible for confirming all proposed changes before posting them.

10. Data and License

You retain ownership of business information, financial records, files, and other content you provide or authorize the Service to access (“Customer Data”).

You grant NEVERMORE a limited, nonexclusive license to access, host, copy, transform, and process Customer Data only as reasonably necessary to:

We do not acquire ownership of Customer Data.

11. Feedback

If you provide ideas, suggestions, or feedback about the Service, you authorize us to use that feedback without restriction or payment, provided we do not disclose your confidential Customer Data in doing so.

12. Privacy

Our collection, use, retention, deletion, and protection of personal and connected financial information are described in the RECONCILIATION ENGINE Privacy Policy.

The Privacy Policy is incorporated into these Terms by reference.

13. Confidentiality

We will treat nonpublic Customer Data as confidential and will use reasonable safeguards designed to prevent unauthorized access, disclosure, alteration, or destruction.

You must also protect confidential information made available through the Service and may not disclose another user’s or business’s information without authorization.

14. Security

We use administrative, technical, and organizational safeguards appropriate to the Service’s current development stage and the sensitivity of the information processed.

No system is completely secure. You must promptly notify us through the contact method provided on the Service website if you suspect unauthorized access, credential compromise, or a security incident involving the Service.

15. Availability and Changes

The Service is provided on a limited-access, development basis. It may be unavailable, interrupted, delayed, or changed without notice.

We do not guarantee that the Service will:

16. Suspension and Termination

We may suspend or terminate access if:

You may stop using the Service and disconnect supported accounts at any time.

Sections that by their nature should survive termination—including ownership, confidentiality, disclaimers, limitations of liability, indemnity, and dispute provisions—will survive.

17. Data Export and Deletion

Subject to technical feasibility, legal obligations, security needs, and preservation of necessary audit records, an authorized user may request export or deletion of Customer Data through the contact method published on the Service website.

Deletion is governed by the Privacy Policy. Disconnecting a source account stops new retrieval from that source but may not automatically delete data already imported into the Service.

18. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.”

NEVERMORE DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, AND CONTINUOUS AVAILABILITY.

WE DO NOT WARRANT THAT OUTPUT WILL BE ACCEPTED BY ANY ACCOUNTANT, TAX AUTHORITY, COURT, LENDER, REGULATOR, VENDOR, OR OTHER THIRD PARTY.

Some jurisdictions do not allow certain warranty exclusions, so parts of this section may not apply to you.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEVERMORE AND ITS OWNERS, PERSONNEL, CONTRACTORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOST PROFITS; LOST REVENUE; LOST DATA; BUSINESS INTERRUPTION; OR FINANCIAL, TAX, LEGAL, CREDIT, OR REGULATORY CONSEQUENCES ARISING FROM OR RELATED TO THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEVERMORE’S TOTAL LIABILITY ARISING FROM OR RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF:

  1. THE AMOUNT YOU PAID FOR THE SERVICE DURING THE THREE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM; OR
  2. ONE HUNDRED U.S. DOLLARS (US $100).

The limitations in this section do not apply where prohibited by law.

20. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless NEVERMORE and its owners, personnel, contractors, and service providers from claims, losses, liabilities, and expenses arising from:

21. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

Any dispute that is not resolved informally will be brought in a court of competent jurisdiction located in Texas, unless applicable law requires another venue.

22. Changes to These Terms

We may update these Terms as the Service develops or legal requirements change. The “Last updated” date will identify the current version.

Material changes will be communicated through the Service website or another reasonable method. Continued use after the effective date of revised Terms constitutes acceptance of the revised Terms.

23. Contact

Questions, legal notices, data requests, or security reports may be submitted through the contact method published at:

https://reconciliation-engine.nevermore-tech.com

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IMPORTANT IMPLEMENTATION NOTE: Before public deployment, replace this notice with confirmed business contact information and ensure the Service’s actual security, retention, deletion, and OAuth behavior conforms to these Terms.